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Inclusive Growth through Village Level Entrepreneurs (VLE): A Case Study of Khidmat Centres in Jammu and Kashmir

Economic survey 2013-14 published by the government of Jammu and Kashmir (J&K) provides that of the total population of 1.25 Crores, 24.21 Lakh are below the poverty line. This includes even those people who are financially excluded. Government of India in the year 2010 made it mandatory for ban...

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Bibliographic Details
Main Author: Siddiqui, Saif
Other Authors: Jan, Sumaira
Format: Article
Language:English
Published: 2015
Subjects:
Online Access:http://library.ediindia.ac.in:8181/xmlui/handle/123456789/105
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100 |a Siddiqui, Saif 
245 |a Inclusive Growth through Village Level Entrepreneurs (VLE): A Case Study of Khidmat Centres in Jammu and Kashmir 
260 |c 2015 
300 |a 907 - 915 
520 |a Economic survey 2013-14 published by the government of Jammu and Kashmir (J&K) provides that of the total population of 1.25 Crores, 24.21 Lakh are below the poverty line. This includes even those people who are financially excluded. Government of India in the year 2010 made it mandatory for banks to bring the unbanked and the underbanked section of the society under the fold of a bank to make them financially 'included'. In J & K, the responsibility of the same was given to the Jammu and Kashmir bank Ltd. It initiated the process of financial inclusion by putting business correspondents which they call as Khidmat Centres in place. As per annual report of the bank (2013-14), 697 Khidmat Centres are operational in J & K, covering 2,572 villages and 12.18 lakh accounts have been opened. This case study aims to demonstrate the role these Khidmat Centres are playing in the financial inclusion plan of the bank. It further does a reality check based on a primary survey. Analysis reveals that the services and products on offer, have not yet been completely provided to the concerned people. This plan has still a long way to go to prove to be successful in bringing the unbanked and the... 
650 |a Exclusion 
650 |a Khidmat Centres 
650 |a  Financial Inclusion 
650 |a Grassroots Entrepreneurship 
650 |a Tribal Entrepreneurship 
650 |a Tribal And Grassroots Entrepreneurship 
650 |a Entrepreneurship 
650 |a Eleventh Biennial Conference On Entrepre 
650 |a Biennial Conference Papers 
700 |a Jan, Sumaira 
773 |a Eleventh Biennial Conference on Entrepreneurship/ Edited by Sasi Misra, Dinesh Awasthi, Ganapathi Batthini  |d February 18- 
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